Disclosure & Online Security

Copyright Notice and Disclosures

Use of Information Any person is hereby authorized to view the information available from this web site for informational purposes only. No part of the information on this site can be redistributed, copied, or reproduced without prior written consent of Security Bank.

Copyright Information ©2022 Security Bank All Rights Reserved. All information in this site is protected by a compilation copyright in the United States of America based on U.S. Copyright Law (17 U.S.C. sec.101 et seq) and International Copyright Laws and may not be reproduced in whole or in part. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on this site.

Disclaimer of Warranties The information contained or accessed, and references to corporations, including their services and products, are provided “as is” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, non-infringement, or error-free or uninterrupted service. Descriptions of, or references to, products, services or publications within Security Bank’s web site does not imply endorsement of that product, service or publication. Security Bank makes no warranty of any kind with respect to the subject matter included herein, the products listed herein, or the completeness or accuracy of the information. Security Bank specifically disclaims all warranties, express, implied or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose. This publication could include technical inaccuracies or typographical errors. Changes may be periodically made to the information herein.

Online Security Statement

Our website brings together a combination of industry-approved security technologies to protect data for the bank and for you, our customer. It features a VeriSign-issued Digital ID for the bank’s Internet Service Provider hosting our website, Secure Sockets Layer (SSL) protocol for data encryption, and a router and firewall to regulate the inflow and outflow of server traffic.

Secure Data Transfer

Once a server session is established on an https secure page, the user and the server are in a secured environment. Because the server has been certified as a 128-bit secure server by VeriSign, data traveling between the user and the server is encrypted with Secure Sockets Layer (SSL) protocol. With SSL, data that travels between the bank and customer is encrypted and can only be decrypted with the public and private key pair. In short, the bank’s server issues a public key to the end user’s browser and creates a temporary private key. These two keys are the only combination possible for that session. When the session is complete, the keys expire and the whole process starts over when a new end user makes a server session.

Router and Firewall

Secure forms must filter through a router and firewall before they are permitted to reach the server. A router, a piece of hardware, works in conjunction with the firewall, a piece of software, to block and direct traffic coming to the server. The configuration begins by disallowing ALL traffic and then opens holes only when necessary to process acceptable data requests, such as retrieving web pages or sending customer requests to the bank. Using the above technologies, your Internet loan application and check reorder transactions are secure.

Security Bank is serious about safeguarding your personal information and money online, but you also play a role.


Remember, If It Sounds Too Good to Be True It Probably Is

Fraudsters are clever and constantly devising new methods to commit fraud at your expense. There are a number of known payment-forward and payment-scams. These scenarios typically involve online job seekers who are asked to accept payment into a personal bank account and then forward or transfer money from this personal account to another bank account. As payment for this “service,” the job seeker is instructed to keep a small percentage of the original money. Common sense in these cases is often the best practice. “If it sounds too go to be true, it probably is.”

Protect Your Online Banking User ID, Password and Security Questions

Your Online Banking logon credentials are important and keeping them secret is essential to preventing unauthorized access to your account. The following guidelines are designed to protect you and the bank.

  • Make your password unique to you. Your password should be something that would be hard to guess for someone who knows you.
  • Have your computer remembered. If you are prompted to answer a security question, you will be given the chance to have your computer remembered. If you login again on the same computer, you will not be prompted to answer a security question. Not being asked a security question will help speed up your login experience but will also prevent someone from having access to other pieces of personal information. When logging in from a public computer, do not check the “remember my computer” box.

If you forget your User ID, password or the answers to your security questions, you can contact Security Bank at 1-855-647-2228.

Update Your Virus Protection Software and Run Regular Sans of Your Computer/Device

Virus protection is an additional tool to help combat computer viruses and malware designed to cause harm or steal personal information. Keep your protection software updated to help detect the latest viruses. Additionally, install browser and operating system updates as soon as they become available.

Be Suspicious of Emails or Internet Pages Asking for Private Information

Fraudsters continually think up new ways to steel your personal information or to trick you into releasing this information. Fraudsters may pose as authentic websites or use emails with malicious links in an attempt to gather your personal information. Many of these attempts are convincing, as they may include legitimate company names and logos. Remember Security Bank already has this information on file and will not request this information unless you are already logged into our secure website.

Use Privacy Settings on Social Networking Sites

Use privacy settings on social networking sites to control who has access to the information you publish. Don’t publish personal information such as your social security number, your mother’s maiden name, your home address, your full date of birth, your phone number, your kids’ names or when you won’t be at home. All this information invites identity or home theft.

Protect Your Mobile Device

Protect your mobile device by requiring authentication as simple as a password to access the device. It is also a good idea to be able to remotely wipe your personal information off the device in case the phone is lost or stolen. Virus protection is not just for your computer anymore. Protection for your tablet or smartphone is just as important. Applications to help protect your mobile device are readily available on all platforms.

  1. Keep your mobile device up-to-date: Mobile devices regularly need their operating systems and applications patched to defend against online threats such as viruses or malware.
  2. Understand the risks of using wireless hotspots: Limit the type of business you conduct when connecting to unsecured wireless hotspots. Only conduct banking and online shopping or other types of secure transactions on network connections that you know and trust.
  3. Guard your money when banking or shopping online: Make sure the website is security enabled by looking for web address that being with “https:” Security sites provide additional security features from information sent and received and usually display a padlock. Utilizing the Security Bank secure mobile banking app is another good option to connect securely to preform your online banking.
  4. Secure you device: Use a strong password or pin to lock your device and make backups of your data.
  5. Download credible apps: It is always good practice to use the approved “App Store” for your devices.
  6. GPS location data: If you have a smartphone and have downloaded an app that has permission to access your location data, it can do so until you change the setting on your smartphone. If you don’t want to share your location with advertising networks, you may be able to turn off location services in your smartphone’s settings.

Review your Credit Report

Review your credit report carefully. Each major credit reporting agency is required to provide you with a free copy of your credit report once a year, upon your request. Look for any credit inquiries from companies unfamiliar to you or for accounts that you did not open. These can be red flags for identity theft. To order your free credit report, visit https://www.annualcreditreport.com.